Get up to $7001 in cash bonuses.

What you’ve heard is true. You could earn up to $7001 when you open a checking account with Pathfinder Bank. We believe opening a bank account should mean more than just having a new place to store your money, so we’ve made it a whole lot more rewarding.


Put some cash in the bank and get some extra cash in your pocket.

For a limited time only, you can:

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EXTRA CASH

TO MAKE A

BIG SPLASH.

Get Started!

The more you deposit, the more you earn with tiered interest.

Premier Checking2

Statement Savings3

Your account to start building your savings, fast.

  • Unlimited in-person withdrawals8

  • Can be used for overdraft protection

We’re always here to help you pave a path toward financial success.

This is a limited-time offer, so open your accounts, get your cash, and enjoy that boost from your friends at Pathfinder Bank. Open online today!

Cash Bonus Offer Terms and Conditions

To qualify for the $300 cash bonus: You must open a Pathfinder Bank Premier Checking account online or at one of our branch locations and receive qualifying direct deposits totaling $1,500 or more within 90 days of account opening. Qualifying direct deposits are defined as electronic Automated Clearing House (ACH) deposits, such as payroll, Social Security, pension, and government benefits. Deposits that do not qualify include credit card cash advance transfers, wire transfers, person-to-person transfers, internal transfers between Pathfinder Bank accounts, and deposits made at a Pathfinder Bank branch or ATM. The new account will not be eligible for this offer if you or any signer on the account currently has a Pathfinder Bank personal deposit account (includes checking, savings, certificates of deposit, or Money Market accounts), has closed one within the past 90 days, or closed one with a negative balance within the past 3 years.

To qualify for the $200 savings cash bonus: You must open a Pathfinder Bank Statement Savings account at the same time as your Premier Checking account and deposit and maintain a minimum daily balance of $15,000 in new money (funds not currently on deposit with Pathfinder Bank) for 90 days. To be eligible for the $200 savings cash bonus, you must also meet all the requirements for the checking cash bonus.

To qualify for the $200 relationship cash bonus: You must meet all the requirements for both the checking and savings cash bonuses, maintain an active qualifying direct deposit in your Premier Checking account, and maintain a minimum balance of $15,000 or more in your Statement Savings account for six months from the account opening date.

Cash bonuses may be credited at different times depending on account activity but will be paid no later than 10 calendar days after all qualifying criteria are met. All accounts must remain open, active, and in good standing through the date any cash bonus is paid. Pathfinder Bank will charge a $25 early account closure fee on both checking and savings accounts closed within 180 days of opening.

Geographic restrictions may apply. Account opening is subject to approval. The primary account holder must be 18 years of age or older. Employees of Pathfinder Bank are not eligible for this offer. Cash bonuses may be reported to the IRS on Form 1099-INT or other applicable forms. Please consult your tax advisor. Pathfinder Bank reserves the right to limit an individual to one account-related promotional incentive per rolling 12-month period across all deposit account relationships. This offer is subject to change or termination at any time without notice.

Premier Checking: The minimum deposit to open and earn interest on a Premier Checking account is $500. A minimum daily balance of $1,000 is required to avoid a $15 monthly service fee.  

Statement Savings: The minimum deposit to open the account, begin earning interest, and waive the $5 monthly service fee is $300.

A $2 monthly fee applies to paper statements; please refer to the current fee schedule for details.

uChoose Rewards® is a registered trademark of Fiserv, Inc.  

If using any international, non-Allpoint or non-Pathfinder Bank ATM, a $2.00 ATM fee per withdrawal will apply as well as any possible fees charged by the third-party ATM holder.  

Online Banking and Mobile App access are free from Pathfinder Bank; however, your mobile carrier’s message and data rates may apply. Some features may require separate enrollment and are subject to approval.

Funds withdrawn from your account will be charged against the account immediately and the amount withdrawn will not accrue interest from the date of withdrawal to the end of the interest payment period. This account may be limited by law to a specific number of preauthorized or automatic transfers, including ACH debits from the account and internet transfers to a checking account, per statement cycle. This rule does not apply to repayments of loans held at this bank. Please refer to the fee schedule to view any limitations on preauthorized and automatic transfers per statement cycle and action that will be taken should these limitations be exceeded.

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EXTRA CASH TO MAKE A BIG SPLASH.

when you maintain both accounts for 6 months, with an active direct deposit and a minimum daily balance of $15,000 or more in your savings account each day.

Plus, earn an additional $2001  in cash bonuses

More of a classic banker? Come visit us in a branch to open your account.

Open CheckingOpen Checking and Savings
  • Free ATM card

  • Unlimited check writing

  • Free Debit Card with Built-In Perks

  • Access 55,000+ surcharge-free ATMs worldwide through the Allpoint® Network6

  • Overdraft protection available

  • Free Wallet Style Checks

  • Free e-Statements4

  • Earn points on everyday purchases with our uChoose Rewards® program5

  • Free Digital Banking including 24/7 access through Online Banking and our Mobile App.7

Your chance to make a big leap toward achieving your financial goals! Open your account online and start earning today.

Open CheckingOpen Checking and Savings

More of a classic banker? Come visit us in a branch to open your account.

when you open a Premier Checking2 account and make qualifying direct deposits totaling $1,500 or more within 90 days of account opening.

Earn $3001

when you open a Statement Savings3 account with a minimum balance of $15,000 in new money at the same time. To qualify, you must meet all the requirements for both the checking and savings cash bonus.

Earn an additional $2001

Get Started!